Title Loans in Orem, Utah

Why Choose Choicecash Title Loans in Orem?

Has an unexpected bill or expense caught you off guard? Auto title loans in Orem may be an option to consider if you need fast funds to deal with a tough financial situation.

With a Utah title loan, you can use your car’s title as collateral for the loan and access quick funding. Best of all, you can keep driving your vehicle around your area while you pay back your loan if you stay on top of your title loan payments. Whether you’re faced with an unpaid medical bill, pricey home repairs, or you are struggling financially due to the high cost of living in Orem, a ChoiceCash title loan serviced by LoanMart can help you handle these expenses so you can focus on getting back on your feet.¹

Through ChoiceCash car title loans in Orem, qualified borrowers will experience the following benefits:¹

• Flexible, Transparent, and Quick Application Process
• Bad Credit is Not an Issue
• Competitive Interest Rates and Flexible Loan Terms

Time is of the essence when your money is tight. The ChoiceCash title loan application process is efficient and streamlined, allowing you to focus more on repairing your finances and less on applying for a loan. There are no hidden fees, balloon payments, or prepayment penalties for paying your ChoiceCash title loan in full before the loan term ends.¹

Not only is the application process streamlined, but it’s also flexible! Even if you have poor credit, you can access competitive interest rates and get approved for the financial help you need to solve your emergency crisis.

If you are struggling financially as a resident of Orem and have a title to a paid-off car in your name, consider applying for a ChoiceCash title loan serviced by LoanMart. Start your application online by filling out a fast prequalification form or call 855-422-7402 today to speak directly to a ChoiceCash title loan agent. Eligible applicants can access their funds in as little as 24 hours through direct deposit!¹

How Can I Qualify for Auto Title Loans in Orem?

To qualify for an auto title loan in Orem, you must meet the initial title loan requirements:¹

1. Age Requirement: The age requirement for title loans in Orem is 18 and you are required to provide proof of identity and age during your application.
2. Vehicle Requirement: A title loan applicant must have a qualifying car when applying for an auto title loan in Orem. A qualifying vehicle means a car that has a decent amount of positive equity. Additionally, the applicant’s car title must be in their name at the time of their loan request.
3. Income Requirement: Your ability to make a title loan payment is another important part of your application, and a title lender will ask you to submit the proper documentation to prove your income during your application. ZipRecruiter reports that there are many high-paying office jobs in the Orem area, but you don’t need to have a traditional occupation or receive regular pay stubs in order to qualify for title loan funding!

In addition to meeting the initial criteria and having a car title in your name, you will be required to provide some paperwork during the application process for an Orem title loan:

• Proof of Current Address in Orem: You will be asked to submit a document that verifies your Orem address. There are a number of documents you can upload during your application to prove your current residence, including recent utility bills, recent credit card offers, and phone bills.
• A Valid, Government-Issued Photo Identification Card: You must submit a valid, government-issued photo ID card during your application. Simply use your Utah driver’s license, U.S. passport, or REAL ID card to prove your identity and age.
• Proof of Steady Income: Borrowers can easily demonstrate their ability to make loan payments by showing recent bank statements, pay stubs, or other qualifying documents that serve as proof of income. For more information about the types of documents you can submit to verify your income, call 855-422-7402 to speak directly to a ChoiceCash title loan agent!
• Recent Photos of Your Vehicle: A vehicle inspection is required to verify your car’s current condition and market value. That’s why it’s unlikely that you will be able to find car title loans in Orem without an inspection. Fortunately, through ChoiceCash title loans, you can complete a car inspection from the comfort of your own home! Just take clear photos of your car’s hood, rear, sides, odometer reading, and Vehicle Identification Number (VIN). After you have all of the images ready, you can upload them online or send them to a title loan agent through email or text message.

When applying for ChoiceCash title loans, you can easily upload the necessary documents to the document portal! You can also text or email your paperwork and photos to a title loan representative during your application. Whichever available method you choose to submit your paperwork, it can be beneficial to gather all of the required documents in advance to speed up the inquiry process as much as possible. Don’t wait to apply for fast cash title loans! Call 855-422-7402 to get started.

What Is the Application Process for Car Title Loans in Orem, UT?

If you’re an Orem resident, you can apply for car title loans online and skip the hassle of driving to a loan store! When applying for a ChoiceCash title loan serviced by LoanMart, you can take advantage of a quick and uncomplicated application process. Simply complete the three steps listed below:¹

1. Choose How to Apply for an Orem Title Loan: There are two ways to begin the application process for ChoiceCash title loans in Orem, Utah. You can fill out a short prequalification form online or call 855-422-7402 to talk to a ChoiceCash title loan agent! Loan officers can conveniently walk you through the process and answer any questions you may have about title loans, such as “Do auto title loans go on my credit report?” While you won’t be able to find ChoiceCash title loans with instant approval in Orem, by completing the online form, you will be able to find out if you qualify for instant pre-approval!
2. Provide the Necessary Documents: Whether you choose to apply online or over the phone, if you are initially approved, the next step is to submit the required paperwork to verify your information.
3. Collect Your Title Loan Funding: The last step of the application process is to choose how to get your money and sign your electronic loan agreement. Applicants who are eligible for ChoiceCash title loans in Orem can have their funds added to a debit card, get a check sent through the mail, pick up their cash at a participating money transfer location, or receive their money via direct deposit. Get your funds in as little as one business day by qualifying for ChoiceCash title loans with direct deposit in Orem!¹ You won’t need to wait for a check to arrive through the mail, and the funds can be deposited directly into the bank account of your choice!

Apply for a ChoiceCash title loan serviced by LoanMart online if you need money to cover unexpected expenses. Whether you apply for a title loan in Orem or surrounding areas, like Provo or St. George, the application process for a ChoiceCash car title loan is designed to be simple and efficient.

What Is the Most You Can Get From an Online Title Loan in Orem?

The amount of money you can borrow through an online title loan will largely depend on your income and the value of your car. Depending on those two factors, you can potentially access up to $15,000 if you’re eligible for a ChoiceCash car title loan in Orem! However, if you don’t know the current amount of equity in your vehicle, you can use ChoiceCash’s online calculator tool to get a quick estimate and a loan quote with absolutely no obligation!¹ If you are fully approved for an Orem title loan, you can get the cash you need as soon as the next business day. Some eligible residents of Orem can receive their money the same day they are approved!¹

Commonly Asked Questions About Title Loans in Orem, Utah

Take a look at the answers to some of the most commonly asked questions about online auto title loans in Orem:¹

What Disqualifies You From a Title Loan in Orem?

Qualifying for an auto title loan can be as simple as meeting the initial requirements and submitting the right paperwork to verify your information. However, there are some reasons why you may not be eligible for a car title loan. If you fail to provide the correct documents, such as a car title in your name or sufficient proof of income, you will not be eligible for a loan against your car. Additionally, if your car has negative equity, you won’t be able to use it as collateral for an Orem title loan.

What Can I Use My Title Loan Money For?

If you are eligible for a title loan and you need to handle an unexpected personal expense or pay for a large purchase, you have the freedom to spend your money as soon as you have it.

What Are the Interest Rates for a Car Title Loan in Orem?

The title loan interest rates you can receive will depend on your credit history and the lender you decide to work with. Through ChoiceCash title loans in Orem, Utah, you can access competitive interest rates if you qualify for a loan!¹