? Are Title Loans Allowed in Houston?
Yes, applying for title loans in Houston is possible! To get approved for a loan against your car, you will need to meet the lender’s requirements and submit several documents to verify your income and other important information.1
Submit an application for a ChoiceCash title loan serviced by LoanMart today and enjoy an absolutely hassle-free application process. If you qualify for an auto title loan in Texas, you can get your emergency cash as soon as the next business day! If you have any questions about applying for online title loans in Houston, talk to a ChoiceCash title loan representative by calling 855-422-7402 today. Additionally, if you want to learn more about this type of secured loan, our FAQ page is available for you to access 24/7.
How Do Car Title Loans Work in Houston?
With a car title loan, you can secure cash by using your vehicle’s title as collateral for the loan. You can still drive your car while repaying your loan, but after you sign your loan agreement and the loan is funded, the title lender will add a lien to your car’s title. The lien will be removed after you’ve made the final payment on your loan.
If you’re considering applying for a Houston title loan, it is important to learn more about the application process to fully understand how car title loans work.
Start Your Application
You can choose between beginning your application over the phone with a ChoiceCash title loan officer or by completing an online prequalification form and providing some basic details about yourself and your vehicle.1
Send in Your Documents
Once you’ve submitted the inquiry form, the next step is to submit your documents if you are pre-approved for funding. Fortunately, you can upload these documents online or send them to a title loan agent via email or text message!
Vehicle Inspection
Since your loan amount will be mainly based on your income and the value of your vehicle, a vehicle inspection will be an important part of your application.1 This inspection helps title loan officers verify your car’s current market value and overall condition. Through ChoiceCash title loans in Houston, you can complete the required examination online! Simply submit photos of all sides of the car, the Vehicle Identification Number (VIN), and the odometer reading.
Loan Approval and Funding
After you’ve completed the virtual car inspection and submitted your documents, you’ll be notified if you’re fully approved for an auto title loan. Before you sign your loan agreement, you can discuss your loan terms and the repayment schedule with your title loan representative. If you sign your loan contract, you can get your funds in as little as 24 hours! You have a few options to receive your money, including a direct deposit to your bank account or simply picking up your cash at a participating money transfer location in Houston.
Applying for ChoiceCash car title loans in Houston, Texas, can be simple and fast. So why wait to see if you qualify? Call 855-422-7402 to find out if you are pre-approved for a Houston title loan!1
What are the Requirements for an Auto Title Loan in Houston?
Below is a list of the requirements you must meet to get approved for an auto title loan in Houston:1
- Be 18 Years of Age or Older
- Have a Qualifying Vehicle Title in Your Name
- Be Able to Provide Proof of Income
- Have Enough Positive Equity in Your Car or Truck
When applying for a ChoiceCash title loan in Houston or another nearby town like San Antonio or Pasadena, you will need to have the paperwork listed below:
- A Driver’s License, U.S. Passport, or Another Valid, Government-Issued Photo ID Card
- Recent Mail Like a Utility Bill or a Credit Card Statement to Prove Your Current Address in Houston
- Bank Statements, Pay Stubs, or Another Document to Prove Your Income
- A Texas-Issued Car or Truck Title in Your Name
- Recent Pictures of Your Vehicle
You can conveniently upload your documents and car photographs to ChoiceCash’s document portal! Or, you can take advantage of the other submission methods and send your paperwork via email or text message to a title loan agent. If you meet the initial criteria and submit the right documents, you can receive quick funding in as little as 24 hours!1
FAQs About Online Title Loans in Houston, Texas
Don’t apply for an online title loan in Houston without accessing all the information you need to make an informed decision! Below are answers to some frequently asked questions that can help you learn more about this vehicle-secured loan option:
Where Can I Find Title Loan Companies in Houston?
There are several title loan companies located in and around the Houston area. However, the best place to get a title loan can often be online, because it is typically faster to apply for a loan online than it is to apply in person! If you choose to apply for a ChoiceCash title loan serviced by LoanMart, you don’t have to leave your home to submit your application. Simply fill out a short questionnaire online, and if you qualify, you can receive the cash you need to get back on your feet!1
What are the Interest Rates for Houston Car Title Loans?
Since interest rates and other loan terms can vary from lender to lender, it is important to compare your available options and search for the right fit for your financial situation.
Through ChoiceCash title loans in Houston, Texas, you can access competitive interest rates if you’re eligible for funding! You can take advantage of a flexible application process, and you don’t need a perfect credit score to get approved for fast funding!1
Is a Job Necessary to Qualify for an Auto Title Loan?
Although you need a document that proves your income during your Houston title loan application, you don’t need a regular 9-5 job to qualify for a loan against your car.
If you don’t receive regular pay stubs, you can provide proof of an alternative source of income, like Supplemental Security Income (SSI), retirement income, and workers’ compensation.1
Why Choose ChoiceCash Title Loans in Houston?
With so many loan options available, it’s understandable to feel overwhelmed about where to apply for emergency cash. There are a few different reasons why Houston residents choose to apply for ChoiceCash car title loans when they’re struggling with a financial crisis!1
- Keep Your Car Keys: Even though you’re using your car’s title to secure the loan, you can continue to drive your vehicle throughout the repayment process! If you want to maintain access to your car, you should prioritize your loan payments and avoid defaulting on your loan.
- Exceptional Customer Service: When you dial 855-422-7402, you can expect to speak with a helpful title loan agent who can walk you through your loan request and answer any of your questions!
- Online Convenience: You don’t have to drive anywhere to submit your application! Through ChoiceCash title loans serviced by LoanMart, you can expect a convenient and streamlined application that you can complete right at home.
Apply for a ChoiceCash car title loan in Houston today by submitting a short prequalification form online! You can get your money in as little as one business day if you are eligible.1
The addresses shown below display the nearest participating MoneyGram locations in the general vicinity:
