WHAT ARE TITLE LOANS IN FORTH WORTH?
The average household income in Fort Worth, is $67,927. However, more than 13% of the population in Fort Worth lives in poverty. If you’re searching for emergency cash to access financial relief and get back on your feet, a car title loan could be the solution! Car title loans in Fort Worth, are a convenient way to borrow against the value of your vehicle by pledging your car’s title as collateral for the loan.1
In order to obtain approval for a Texas title loan, you will need a vehicle title in your name, and your car must have a reasonable amount of positive equity. Your car, truck, or SUV will have positive equity if its market value exceeds the amount you still owe on it! If your car has enough equity and you meet the necessary requirements for a ChoiceCash title loan serviced by LoanMart, you could potentially obtain funding in as little as 24 hours!1
The initial title loan requirements in Fort Worth, are fairly straightforward. To qualify for a Fort Worth title loan, you will need to meet the following application criteria:1
- Be Able to Provide Proof of Your Ability to Repay the Title Loan
- Have a Texas Vehicle Title in Your Name
- Possess a Roadworthy Car with Sufficient Positive Equity
- Be 18 Years of Age or Older
If you meet the initial criteria and qualify for an auto title loan, you can potentially access up to 50% of your vehicle’s overall value!1 But, if you don’t know your car’s current value, you can use ChoiceCash’s online calculator tool to obtain a car equity estimate and a loan quote with absolutely no obligation! Enter the following details about your vehicle into the online tool to find out if you are prequalified for title loan funding:1
- The Model, Make, and Style of Your Vehicle
- The Age of Your Car or Truck
- The Current Mileage Listed on Your Vehicle’s Odometer Reading
- Your State of Residence (Texas)
Complete the online questionnaire form to apply for the funds you need for unexpected expenses. Call 855-422-7402 if you have questions about applying for auto title loans in Fort Worth.1
WHAT OTHER LOAN OPTIONS ARE AVAILABLE TO ME BESIDES ONLINE TITLE LOANS IN FORTH WORTH?
In addition to car title loans, there are a few other loan options available to residents of Fort Worth.
Take a closer look at a few different loan options in the state of Texas:
- Payday Loans: A payday loan is a short-term loan designed to provide borrowers with quick access to cash. These loans are usually small, with loan amounts typically ranging from $100 to $500. A borrower is usually expected to repay the loan in full as soon as they receive their next paycheck. Payday loans are often used by people stuck in a temporary financial crisis who need access to fast cash. While an unsecured payday loan can be a quick way to obtain money, they tend to come with high interest rates, making them expensive to pay off.
- Personal Loans: A personal loan is often unsecured and tough to get approval for without a strong financial background. Since unsecured personal loans do not require an applicant to use collateral to secure the loan, loan eligibility depends primarily on the applicant’s income and credit history. While a personal loan can be a good option for someone confident with their credit score, it may not be the right option for a borrower who is not.
If neither one of these options works for you, then an auto title loan could be an option to consider applying for as a resident of Fort Worth.1 A ChoiceCash title loan can be flexible and provide other advantages to enhance your overall loan experience.1
Apply for a ChoiceCash title loan serviced by LoanMart online and find out if you’re eligible for the quick funds you need for an emergency. Qualified applicants can choose direct deposit to receive their money in as little as one business day!1 Dial 855-422-7402 if you have questions about getting ChoiceCash title loans with direct deposit in Fort Worth.
WHAT DO I NEED FOR AN ONLINE TITLE LOAN IN FORTH WORTH?
Applying for an online title loan in Fort Worth, can be simpler than you think! The initial steps of the application process include submitting an inquiry form online and then uploading a few documents to verify your information. Residents of Fort Worth, and surrounding towns such as Arlington and Plano, who are seeking title loan funding should be ready to submit the following documents for verification:1
- The Title of Your Vehicle: It’s important to remember that your vehicle’s title must be in your name to qualify for an online title loan in Fort Worth. If the title to your car does not meet the necessary criteria, you will need to contact your local Department of Motor Vehicles (DMV) to request a title transfer to your name! You can also replace a lost, damaged, or stolen title at the DMV by filling out an application for a duplicate title and paying a small fee.
- A Valid, Government or State-Issued Photo Identification Card: During your title loan application, you must submit a valid, government-issued photo ID card. You could show your driver’s license, passport, or other certified state identification cards.
- Recent Photos of Your Car: Although you can’t apply for title loans with no inspection in Fort Worth, you can skip the hassle of a physical car inspection with ChoiceCash title loans! You can conveniently complete a virtual inspection by submitting a few clear photos of your vehicle. Take pictures of all sides of your car, the odometer reading, and the Vehicle Identification Number, which is usually located on the driver’s side door.
- Proof of Fort Worth Address: You could easily prove your current Fort Worth residence by using recent utility bills, recent credit card statements, phone bills, etc.1
- Proof of Income: Provide recent bank statements, pay stubs, or proof of alternative income to demonstrate your ability to repay a title loan during your application.1
In addition to providing the right documentation during your loan application, you will typically need to undergo a credit check to apply for a title loan. Finding no credit check title loans in Fort Worth, will be challenging because a credit check is integral to the application process. The main purpose of a credit check is for the lender to review an applicant’s credit history and determine if they can take on new debt. Here is a short list of what an applicant’s credit history will include:
- Payment History
- The Amount of Debt They Have
- The Length of Their Credit History
You may have a poor credit score if you have a history of missed payments, a short credit history, or high credit utilization. If your credit score is below the national average of 714, applying for a loan can seem daunting. However, getting bad credit title loans in Fort Worth, is possible!1
As mentioned previously, with an unsecured loan option like a personal loan, your credit score is the main focus of your application. When applying for a car title loan, the title lender will consider your credit history, but a perfect credit score is not necessary to obtain loan approval! Therefore, you shouldn’t let your credit history hold you back. Apply for title loans with bad credit in Fort Worth today and find out if you’re eligible for fast cash!1
HOW MUCH CAN I GET THROUGH AN INSTANT ONLINE TITLE LOAN IN FORTH WORTH?
Looking for an instant online title loan in Fort Worth? While you cannot get car title loans with instant approval in Fort Worth, you can apply for a ChoiceCash title loan online and see if you’re eligible for instant pre-approval today!1
With ChoiceCash title loans serviced by LoanMart, you can expect a flexible application process designed to provide qualified applicants with a streamlined opportunity to access emergency cash. The initial inquiry form can take just a few minutes to fill out, and if you’re eligible for a title loan, you could receive your funds as soon as the next business day!1
According to the Office of Consumer Credit Commissioner, a qualified applicant’s average loan amount through an installment title loan in Fort Worth was $1,888 in the first quarter of 2023. Typically, the amount of money you can obtain through a Texas title loan will depend on your vehicle’s value and your income.1 Generally, you can access anywhere from 25% to 50% of your car’s value if you’re eligible for a title loan. Depending on your ability to repay the loan and the total value of your vehicle, you can potentially get up to $15,000 through an auto title loan.1
If you have questions about how much money you could get through an online title loan, call 855-422-7402 to speak with a title loan officer.1
HOW DO I APPLY FOR AUTO TITLE LOANS IN FORTH WORTH?
The application process for auto title loans in Fort Worth, can be straightforward and simple! If you meet the initial requirements and submit the right documents, you can access the quick funding you need!1
Here are the three steps you must follow to apply for a ChoiceCash title loan serviced by LoanMart:1
- Submit a Brief Prequalification Form Online or Call 855-422-7402
- Upload Your Documents Online
- Get Your Money if You Qualify!1
If you’re eligible for a ChoiceCash title loan, you can access competitive interest rates and a portion of your vehicle’s overall value. Visit the FAQ page or call 855-422-7402 if you have questions about applying for title loans in Fort Worth.1
The addresses shown below display the nearest participating MoneyGram locations in the general vicinity: