? HOW CAN I BORROW MONEY AGAINST MY VEHICLE IN CHARLESTON?
With a title loan in South Carolina, you can use your car title as collateral for the loan and access a percentage of your car’s value if you qualify.1
Since title loans are secured by collateral, the application process can be flexible and quick! And, you don’t need a perfect credit score to apply for an online title loan.1
Once the loan is finalized, a title lender will place a lien on the car title. The lien is removed after the loan is paid in full, and a qualified borrower can maintain access to their car throughout the repayment process. You can use a car title loan to consolidate debt, pay for unexpected expenses, or even pay off medical debt.
Begin your application for a ChoiceCash title loan in Charleston, by filling out the pre-approval form online. Or, just call 855-422-7402 to speak directly with a ChoiceCash title loan agent.1
WHAT DO I NEED TO GET A TITLE LOAN IN CHARLESTON?
Title loans are a popular alternative loan option in South Carolina because the application process is simple and straightforward. In order to qualify for a car title loan in Charleston, you will need to meet the initial requirements:1
- Be at Least 18 Years of Age
- Have a Title to a Qualifying Car or Truck in Your Name
- Be Able to Demonstrate Your Ability to Repay the Title Loan
You must have a vehicle title in your name to apply for an auto title loan in Charleston. If the car title is not currently in your name, you will need to fix that! Contact the South Carolina Department of Motor Vehicles (SCDMV) if you need to transfer a car title to your name. It costs $15 to transfer a car title to your name in the state of South Carolina, so make sure to bring the necessary paperwork with you and a form of payment!
A few documents will be required to be submitted for review to get approval on an auto title loan in Charleston. The specific items can differ from state to state, but typically you’ll need the following when applying in Charleston, Columbia, Rock Hill, Mount Pleasant, or anywhere else in South Carolina:¹
It’s a good idea to gather the necessary documents in advance to speed up the application process. Do you have questions about how car title loans work? Visit the FAQ page or call 855-422-7402 to speak directly with a ChoiceCash title loan agent!1
HOW MUCH CAN YOU GET FOR A TITLE LOAN IN CHARLESTON?
Wondering how much cash you can get for a title loan in South Carolina? A title lender will primarily use these two factors to determine both your eligibility for a title loan and your loan amount:1
- The Total Value of Your Vehicle
- Your Income and Ability to Repay the Loan
There are a few key attributes that a title lender will look at when determining the value of your car, such as:
- The Year, Make, Model, and Style of Your Car
- Odometer Reading
- Overall Condition of the Vehicle
ChoiceCash’s online calculator tool can be used to receive a car equity estimate and loan quote, free of any obligation. If you qualify for a car title loan, you could receive anywhere from $2,000-$15,000!1
WHAT IS THE DOWNSIDE OF A TITLE LOAN IN CHARLESTON?
One of the potential disadvantages of a title loan in South Carolina is that the title loan lender can repossess your vehicle if you default on your loan. Additionally, your credit score can also be negatively affected if you default on your title loan. If you are having trouble repaying your loan, contact your lender or loan servicer right away!
IS A VEHICLE INSPECTION REQUIRED TO GET A CAR TITLE LOAN IN CHARLESTON?
No, a physical vehicle inspection is not required to get a title loan in Charleston. Instead, with ChoiceCash title loans, you can take advantage of an online car inspection! Simply take pictures of all four sides of the vehicle and the odometer. These photos can act as a virtual vehicle inspection and help a title loan agent verify the value of your car during the application process.
If you need emergency cash but don’t have time to visit a storefront location, then online title loans in South Carolina may be the answer! The application process for a ChoiceCash title loan can be quick and simple. The inquiry process is just three simple steps:1
- Fill Out the Prequalification Form Online or Call 855-422-7402 to Speak with a Title Loan Agent
- Upload the Required Documents Online or Send Them via Email / Text Message
- Find Out if You Qualify!1
Eligible borrowers can obtain their money in as little as one business day if they qualify for a ChoiceCash title loan in Charleston!1 Click here to get started.
HOW CAN I PAY FOR MY CAR TITLE LOAN IN PERSON?
Pay for your car title loan at any MoneyGram location in South Carolina. MoneyGram is often located in convenient public stores such as Wal-Mart, Kroger, or CVS. Call 855-422-7402 to discuss your options with a loan expert, or see the map and location list below to see where your nearest MoneyGram is located:
The addresses shown below display the nearest participating MoneyGram locations in the general vicinity:
Frequently Asked Questions
Are Title Loans Legal in Charleston, South Carolina?
Yes, you can apply for title loans in Charleston! You can conveniently begin your application for a ChoiceCash title loan online. Just use your smartphone or computer to get started!1
Can I Apply for a Title Loan in Charleston, South Carolina Without a Job?
You don’t need a pay stub to apply for a title loan in Charleston! But, you must provide proof of a steady source of income. You can use a pay stub, but you can also provide proof of alternative income, like Social Security Income or workers’ compensation.
What’s the Lowest I Can Get for a Title Loan in South Carolina?
The lowest amount you can get for a title loan will depend on the value of your vehicle and your income, varying state laws, and the lender you choose. If you qualify for a title loan in South Carolina, you could receive anywhere from $2,000-$15,000!1
Can I Apply for a Title Loan in Charleston, South Carolina, Without a Title in My Name?
No, you can’t apply for a title loan in South Carolina without a title in your name. But if you need to replace a missing car title or transfer one to your name, you can visit your local South Carolina Department of Motor Vehicles (SCDMV) to complete a title transfer or request a duplicate title.
What are the Benefits of a Title Loan in Charleston, South Carolina?
With ChoiceCash title loans in Charleston, qualified borrowers can expect a flexible approval process. Additionally, you can conveniently apply anywhere you have internet access in Charleston!1
How Long Does it Take to Get a Title Loan in South Carolina?
It may not take a long time to get a ChoiceCash title loan in South Carolina. Some qualified applicants can receive their title loan money the same day they apply! But it’s a good idea to gather all of the necessary paperwork in advance to speed up the application process.1
Locations serviced near Charleston, South Carolina
ChoiceCash is proud to service residents all over South Carolina including metro areas . Call 855-422-7402 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Charleston:
Featured Locations near Charleston, South Carolina
Nearby States by South Carolina That offer a ChoiceCash Title Loan
Title Loans in Charleston, South Carolina
There are about 196,902 total people living in 29492 Charleston, South Carolina. From those 196,902 people, about 47.94% of them are female, which comes out to approximately 101,790 people. In Charleston about 52.06% of the population is male, which comes out to about 95,112 people.
From the total population of 196,902 people about 152,742 are considered legal adults above the age of 18. From there, about 80,293 of those 152,742 adults are female, which comes out to about 48.7% of the population. For the men, 51.3% are adult males, which is approximately 72,449 people.
| Total People Under 5 Years | 12,273 |
| Total People 5-9 Years | 12,063 |
| Total People 10-14 Years | 8,620 |
| Total People 15-19 Years | 11,329 |
| Total People 20-24 Years | 17,153 |
| Total People 25-34 Years | 38,342 |
| Total People 35-44 Years | 25,246 |
| Total People 45-54 Years | 21,703 |
| Total People 55-59 Years | 11,695 |
| Total People 60-64 Years | 11,037 |
| Total People 65-75 Years | 16,777 |
| Total People 75-84 Years | 6,913 |
| Total People 85 Years and Older | 3,751 |
Household Employment Information for Charleston, South Carolina
In the entire city of Charleston, there are approximately 77,203 households. When it comes to unemployment of those 77,203 about 18,781 of them contain residents who are currently out of work. However, 32,029 households contain at ,1 employed individual, 22,802 house 2 employed residents, and there are 3,591 homes with 3 or more residents who are employed.
To learn more about the employment of other types of households in Charleston, take a look at the information below!
| Total Households with 1 Person | 26,305 |
| 1-Person Households with Unemployed Residents | 10,631 |
| 1- Person Households with 1 Employed Resident | 15,674 |
| Total Households with 2 People | 28,125 |
| 2-Person Households with Unemployed Residents | 6,225 |
| 2- Person Households with 1 Employed Resident | 9,007 |
| 2-Person Households with 2 Employed Residents | 12,893 |
| Total Households with 3 People | 11,532 |
| 3-Person Households with Unemployed Residents | 1,288 |
| 3- Person Households with 1 Employed Resident | 3,599 |
| 3-Person Households with 2 Employed Residents | 4,673 |
| 3-Person Households with 3+ Employed Residents | 1,972 |
| Total Households with 4 People | 11,241 |
| 4-Person Households with Unemployed Residents | 637 |
| 4- Person Households with 1 Employed Resident | 3,749 |
| 4-Person Households with 2 Employed Residents | 5,236 |
| 4-Person Households with 3+ Employed Residents | 1,619 |
Living Information in Charleston, South Carolina
Throughout the whole city of Charleston there are approximately 78,704 occupied households where 34,825 of those households are rented by the residents and 43,879 are owned.
Between the years of 2015-2016 about 13,201 households were occupied by newly moved-in residents. Out of those 13,201 households, 9,304 were being rented while 3,897 were owned during that time. Between the years of 2010-2014 approximately 27,275 households were occupied by residents who just moved in. From those 27,275 households, 16,488 were rented and 10,787 were owned. From 2000-2009, residents of Charleston moved into about 16,021 households, with 11,957 of those households being owned and 4,064 being rented.
Going back before the millennium, between 1990-1999 residents throughout Charleston began occupying about 8,687 households. During this time, about 7,753 of the households were owned and 934 were rented during this time period. But even before that, during 1989 and earlier, the people of Charleston moved into approximately 8,482 households throughout the city. During this time, people who were renting moved into about 498 of the those 8,482 households, and people who purchased / owned their homes started occupying about 7,984 households.
Education of People in Charleston, South Carolina
Wondering about education information about the people who live in Charleston, South Carolina? Check out some of the interesting educational statistics about Charleston below:
| Percent of People Who Have Not Graduated High School | 5% |
| Percent of People Who Have Graduated High School | 11.94% |
| Percent of People Who Started College | 18.4% |
| Percent of People Who Finished College | 44.66% |
| Percent of Homeowners Who Have Not Graduated High School | 3.89% |
| Percent of Homeowners Who Have Graduated High School | 10.03% |
| Percent of Homeowners Who Started College | 16.2% |
| Percent of Homeowners Who Finished College | 39.89% |
| Percent of Renters Who Have Not Graduated High School | 6.01% |
| Percent of Renters Who Have Graduated High School | 14.72% |
| Percent of Renters Who Started College | 20.42% |
| Percent of Renters Who Finished College | 38.86% |
ChoiceCash Title Loans, Serviced by LoanMart in Charleston
Looking for a way to get the emergency cash you need in Charleston? Good news! ChoiceCash Title Loans, serviced by LoanMart, services loans throughout the state of South Carolina. Call 855-422-7402 or visit ChoiceCash Title Loans online to get started today!
