? Understanding Title Loans in Durant
Auto title loans in Durant are secured loans that can help you cover various personal expenses, including home repairs, rent payments, and surgery costs. Through this emergency loan option, you can borrow against the available equity in your vehicle by pledging its title as collateral for the loan. Since the title of your car is used to guarantee the loan, the application process can be flexible, even if your credit history isn’t perfect! A qualified applicant in Durant can continue driving their vehicle during the repayment process as long as they stay on top of their title loan payments.1
While car title loans can cater to applicants with bad credit scores, it’s unlikely that you’ll find a lender who offers Oklahoma title loans without a credit check. Many reputable lenders check an applicant’s credit when processing a loan application to determine their ability to make a loan payment. However, a credit check doesn’t have to stop you from applying for the funding you need to get back on your feet. If you have a vehicle with a sufficient amount of value and proof of reliable income, you can still apply for an auto title loan with bad credit!
Here’s what the application process will look like if you decide to apply for a ChoiceCash car title loan in Durant today:1
- Complete an Online Prequalification Form or Apply Over the Phone at 855-422-7402
- Provide Documents to Verify Your Application Information
- Choose How to Get Your Funds and Sign Your Loan Contract if You are Approved!1
By following these basic steps, you can apply for a ChoiceCash title loan from the comfort of your home today! Whether you start your application online or over the phone, you must meet the following requirements to qualify for fast cash through a car title loan:
- Be 18 Years of Age or Older
- Have a Vehicle with Enough Positive Equity
- Have an Oklahoma-Issued Car Title in Your Name
- Provide Evidence of Your Current Income
If you meet the criteria and receive full loan approval for a ChoiceCash online title loan in Durant, you can access your loan proceeds in as little as 24 hours.1 Before signing your title loan contract, make sure to carefully review and discuss your loan terms with a title loan agent. Call 855-422-7402 if you have any title loan-related questions, such as “Can you apply for title loans if you’re self-employed?”
What Do You Need for an Auto Title Loan in Durant?
During the application process, you will be required to upload some paperwork to verify your identity, income, and other important information. By collecting all the necessary paperwork prior to submitting your application, you can potentially expedite the title loan process!1
You will need to provide the paperwork listed below when you apply for auto title loans in Durant or another nearby area, like Muskogee and McAllister:
- Proof of Income: The unemployment rate in Durant is quite low, but you don’t need to be employed or have a specific type of job to apply for an online title loan! If you don’t receive regular pay stubs from an employer but you can provide proof of an alternative source of income, then you are still able to demonstrate your ability to make loan payments. Acceptable forms of alternative income include annuity payments, Supplemental Security Income (SSI), settlement income, or workers’ compensation.
- Evidence of Your Current Address: During your title loan application, you can submit a recent energy bill or credit card statement to prove your current residence in Durant, Oklahoma.
- Proof of Age and Identity: As mentioned above, you must be 18 years of age or older to apply for an auto title loan online or in person. In order to prove your age and identity during your application, you can provide your driver’s license, U.S. passport, or another valid, government-issued photo ID card.
- Recent Photos of Your Vehicle: When applying for online title loans in Durant, Oklahoma, the current condition of your vehicle must be verified to determine its overall value. Fortunately, you’re not required to drive to a brick-and-mortar store to complete a physical inspection when applying for a ChoiceCash car title loan serviced by LoanMart. Instead, you can submit clear photos of your car from different angles and include pictures of its odometer reading and Vehicle Identification Number (VIN).
- A Qualifying Vehicle Title: Make sure the Oklahoma-issued title of your car or truck is in your name before you apply for a title loan online or over the phone.
You can upload your documents online or send your paperwork directly to a ChoiceCash title loan agent by email or text message. This convenient submission process allows you to apply from the comfort of your home! If you provide the necessary documents and qualify for a title loan, you can access competitive interest rates and receive your money as soon as the next business day.1
What’s the Most I Can Get for Car Title Loans in Durant, OK?
You may need a specific amount of cash if you’re struggling with a large medical bill or unexpected expense that requires your immediate attention. The loan amount you can access through a car title loan is primarily determined by your income and the available equity in your vehicle. The more your car is worth, the more you can access through an auto title loan in Durant if you qualify for funding. Depending on your vehicle’s value and your ability to make a loan payment, you can potentially borrow up to $15,000 if you’re eligible for a ChoiceCash title loan serviced by LoanMart!1
If you’re unaware of the current amount of equity in your car, you can use ChoiceCash’s online calculator tool to get a fast estimate now. Enter some information about your vehicle and yourself into the online tool to get an instant vehicle value estimate and a loan quote with absolutely no obligation.
Call 855-422-7402 to learn more about the loan amount you can potentially access through an online car title loan in Durant. Title loan representatives are available six days a week for extended hours to answer your questions and help you understand more about this type of secured loan.
Why Choose Choicecash Title Loans in Durant?
Getting fast cash is only one of the many benefits you can get by qualifying for ChoiceCash title loans in Durant serviced by LoanMart. In addition to the previously mentioned perks, you can access the following advantages if you are approved for funding:1
- Different Ways to Receive Your Loan Proceeds
- Flexible Loan Terms
- Zero Hidden Fees or Prepayment Penalties1
- Convenient and Straightforward Online Application Process
- Multiple Repayment Options
- 24/7 Access to an Online Customer Portal
- Freedom to Use Your Funds as You See Fit
If a ChoiceCash car title loan sounds like the right option to get emergency cash, you can start your loan application today by submitting a brief application form online. Even if you have a poor credit score, you can apply for money you need to deal with a tough financial situation!1
Frequently Asked Questions About Online Title Loans in Durant, Oklahoma
Do you have any questions about getting online title loans in Durant, Oklahoma? Before you submit an application, it’s important to access the relevant information you need to make an informed decision. Here are answers to some frequently asked questions about applying for auto title loans:1
What Is the Interest Rate for Durant Title Loans?
The interest rate for a Durant title loan will vary depending on the title loan lender or loan servicer you decide to work with and your creditworthiness. If you’re eligible for a ChoiceCash title loan serviced by LoanMart, you can expect competitive interest rates!1
Can You Extend the Loan Term of a Title Loan in Durant?
Life is unpredictable, and your financial situation can change when repaying an auto title loan in Durant. While there is no guarantee that title lenders or loan servicers will allow you to extend your loan term by postponing a few payments, it is important to request an extension if you feel like you will miss a payment in the future due to unforeseen financial issues.
How Fast Can I Get My Title Loan Money?
If you receive full approval for a title loan, you can choose to get your money via direct deposit or add your funds to a debit card to access your funding in as little as one business day!1
The addresses shown below display the nearest participating MoneyGram locations in the general vicinity:
Locations serviced near Durant, Oklahoma
ChoiceCash is proud to service residents all over Oklahoma including metro areas Oklahoma City, Tulsa and Lawton. Call 855-422-7402 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Durant:
