Title Loans in Detroit, Michigan

HOW DO TITLE LOANS WORK IN DETROIT?

Unexpected expenses can happen at any time, and you may not be prepared to handle them on your own. Title loans in Detroit are a type of vehicle-secured loan, and you are allowed to borrow against the equity in your car in order to access the emergency money you need to handle a tough financial situation. Through a ChoiceCash title loan in Michigan, you are pledging your car as collateral for the loan. The application process is quite flexible in comparison to unsecured loans – even if your credit isn’t perfect. A qualified borrower in Detroit can continue driving their vehicle during the repayment process as long as they stay on top of their title loan payments.¹

Ready to get the funds you need to handle a financial emergency? Submit a short questionnaire online or dial 855-422-7402 to apply for a ChoiceCash title loan serviced by LoanMart. If you decide to call, you can speak directly to a title loan officer and ask any urgent questions you may have, such as, “Can you get a title loan without a title in your name?”

WHAT ARE THE REQUIREMENTS FOR CAR TITLE LOANS IN DETROIT?

Getting emergency cash can be simpler than you think through Detroit title loans! You can expect a convenient and flexible application process when you apply for a ChoiceCash car title loan.¹

There are a few requirements that you should know about before you submit a title loan application online or over the phone. Take a closer look at the criteria that you must meet to obtain approval for a title loan in Detroit, Dearborn, Lincoln Park, Madison Heights, or anywhere else in Michigan:

• Income Requirement: When you apply for a Detroit title loan, a title lender will ask you to provide proof of income during your application. However, you don’t need a traditional job to apply for a title loan! If you don’t receive regular pay stubs, you can submit proof of an alternative source of income to demonstrate your ability to repay an auto title loan. Visit our FAQ page or call 855-422-7402 to learn more.
• Age Requirement: Applicants must be at least 18 years of age to apply for car title loans in Detroit.
• Vehicle Requirements: To obtain approval for an auto title loan, you must have a car, truck, or SUV with a qualifying amount of positive equity. The value of your vehicle and your income are the main factors that a title lender will use during the application process to determine your eligibility and loan amount.

If you have any questions about the title loan requirements in Detroit, don’t hesitate to dial 855-422-7402. ChoiceCash title loan agents are available six days a week to answer your questions and help you learn more about applying for online title loans in Detroit.

CAN YOU GET AUTO TITLE LOANS IN DETROIT WITH BAD CREDIT?

Yes! You can still apply for auto title loans in Detroit with bad credit. Car title loans are typically much more flexible than unsecured loans because collateral is required to guarantee your loan. Even if you have poor credit, you can still qualify for a Detroit title loan and obtain the funds you need to pay for an unexpected financial emergency!¹

Although it’s possible to get a title loan with bad credit, it is essential to understand that many title lenders typically run credit checks during the application process. A credit check can be a vital part of the application process for car title loans because it allows a reputable lender to fully review your financial history. Don’t let a credit check scare you away from submitting a title loan request! As long as you have a car title in your name and demonstrate your ability to repay the loan, getting an auto title loan in Detroit with bad credit is possible.¹

Be aware that if you pay your loan on time and your title lender reports your payment behavior to the major credit bureaus, you can diligently work towards improving your creditworthiness over time. Consistently making your loan payments on time can help boost your credit score!

Speak with a ChoiceCash title loan agent today at 855-422-7402 if you have questions about applying for Detroit title loans with bad credit. If you qualify for emergency cash through a ChoiceCash title loan, you can expect to receive competitive interest rates and exceptional customer service!¹

WHAT ARE THE BENEFITS OF GETTING CHOICECASH TITLE LOANS IN DETROIT, MICHIGAN?

When you apply for a ChoiceCash title loan in Detroit, you can enjoy some exclusive perks besides the ability to apply for funding without a perfect credit score! Here are some of the few reasons why ChoiceCash title loans can be a valuable resource to consider when you need money now:¹

• Flexible Repayment Options: One of the most convenient aspects of a ChoiceCash title loan is that you can choose a payment method that works for you! Detroit borrowers can set up automatic payments from their checking accounts, pay via the online customer portal, or visit a money transfer location in Detroit to pay in person.
• No Hidden Fees: Transparency is essential when applying for a loan. With ChoiceCash title loans serviced by LoanMart, there are never any hidden fees, balloon payments, or prepayment penalties to worry about.
• Quick Access to Cash: Title loans are known for their speed and convenience. In some cases, qualified ChoiceCash title loan borrowers can get their funds the same day they apply! Although you won’t be able to get instant approval for a car title loan in Detroit, Michigan, you can apply for a ChoiceCash title loan online and see if you’re eligible for instant pre-approval at any time of the day or night!

HOW DO I APPLY FOR AN ONLINE TITLE LOAN IN DETROIT?

Applying for online title loans in Detroit is simple, and you can start the application process from the comfort of your home! If you need extra money to cover medical bills or pay for a large personal expense, a title loan can be the answer to a difficult financial situation. Here are the three basic steps you must complete to apply for a ChoiceCash title loan serviced by LoanMart:¹

1. Start Your Title Loan Request: Get started by submitting a brief pre-approval form online or by calling a ChoiceCash title loan agent at 855-422-7402. Regardless of the option you choose, both options can be fast and simple to complete.¹ If you’re pre-approved, a title loan representative will contact you and let you know how to move forward. Title loan officers can walk you through the remainder of the application process and answer any questions you may have about Detroit title loans.
2. Send in a Few Documents: During your application, you must submit some documents to verify your identity and other essential information. You will be asked to submit proof of income and address, a valid, government-issued photo ID card, several pictures of your car, and a car title in your name. Once you’ve gathered all the necessary documents, you can upload them online to the document portal. You also have the option to email or text your paperwork to a title loan agent.
3. Collect Your Money: When you apply for a ChoiceCash car title loan in Detroit, the last step is to find out if you qualify for the emergency cash you need! If you are fully approved, you can discuss your loan terms with a title loan agent. Then, choose how to receive your money and sign your loan agreement! You can choose direct deposit or have the funds added to a debit card in order to access your money in as little as one business day.¹ Additionally, you can pick up your cash at any participating money transfer location in Detroit.

Don’t hesitate to find out if you qualify for emergency financial assistance. Even if you have a bad credit score, applying for a ChoiceCash title loan serviced by LoanMart can be a breeze! Dial 855-422-7402 to learn more about the application process for auto title loans in Detroit, Michigan.¹