Title Loans in Miami, Florida

WHAT ARE THE TITLE LOAN REQUIREMENTS IN MIAMI?

Applying for ChoiceCash title loans in Miami can be simple and straightforward! Qualified borrowers can access a fast application process and receive their funds in as little as 24 hours or less, in some cases.¹

Before you can jump into your loan request, make sure that you meet the following requirements for an auto title loan:¹

• Possess a Title to a Qualifying Vehicle in Your Name
• Provide Proof of Income or Alternative Income
• Have Enough Positive Equity in Your Car
• Be 18 Years of Age or Older

Once you meet the application criteria, you can quickly start your car title loan application. Keep in mind that your vehicle’s value and income are key factors that affect your eligibility for the emergency cash you need. Not only will they determine your eligibility for funding, but they will also determine how much money you can qualify for through this type of secured loan.¹

Your income is one of the biggest factors that a lender will consider during the application process for a car title loan, but you don’t need to have a traditional office job to qualify for the cash you need. As long as you can provide proof of an alternative form of income, you can still apply for an online title loan. Additionally, you can always talk to a ChoiceCash title loan agent at 855-422-7402 if you have any questions about the requirements for emergency funding.¹

But what if you don’t know anything about your car’s current value? That’s fine! Equity is the difference between the market value of your car and what you owe on it (if anything). Thankfully, ChoiceCash’s online calculator tool is available to quickly obtain an estimate of your vehicle’s value and an instant title loan quote, free of obligation.¹

To get started, just provide a few details about your car:¹

• The Make and Model of Your Car
• The Current Mileage Listed on Your Vehicle’s Odometer
• Any Modifications or Alterations Made to Your Car
• The Style of Your Vehicle
• The Current Condition of Your Car (Near New, Average, Rough, etc.)
• The Year of the Car

Use the calculator tool to find out if your vehicle qualifies for a ChoiceCash title loan in Miami today! It can take just a few minutes to get through the application process and as little as one business day to receive your funds if you are eligible.¹

DO I NEED SPECIFIC DOCUMENTS TO QUALIFY FOR SAME DAY TITLE LOANS IN MIAMI?

Yes! In addition to meeting the loan requirements, you must also gather some documents to qualify for a car title loan in Miami. You can potentially expedite the application process by having these documents on hand. If you are applying for a ChoiceCash title loan online, it’s a smart idea to gather the paperwork ahead of time!¹

Whether you are applying from Miami, Jacksonville, Orlando, Tampa, or another nearby city, you can expect to submit the following documents during your application:¹

• A Vehicle Title in Your Name: The car title must be in your name at the time of your application. However, if you share a name on it, you may still be able to obtain an auto title loan. But, if the title is not currently in your name, a ChoiceCash title loan agent can help you find out how to request a title transfer at your local Department of Motor Vehicles (DMV) in Miami. Or, if you lost it, you can also request a duplicate title to replace the original at the DMV. Keep in mind that if your vehicle is still being financed, you may need to complete a payoff authorization form so that your new title loan lender can pay off your existing lender. Additionally, you may also need to complete a Florida power of attorney form (“Power of Attorney for a Motor Vehicle, Mobile Home, or Vessel”) and an application for Notice of Lien / Reassignment of Lien or Notice to First Lienholder. If these forms are required, your lender will typically assist you in completing them.
• Proof of Residence: You can use a few different documents to prove your current address, such as recent utility bills, credit card statements, rental / lease agreements, etc.
• Proof of Valid, Government-Issued Identification: To prove your identity to a ChoiceCash title loan agent, you must show a valid, government-issued photo ID. Your driver’s license, passport, or other certified state identification cards can be used.
• Recent Pictures of Your Car: During the application process, ChoiceCash title loan officers must inspect your car to verify its current condition. This inspection can take place online for your convenience! Just take photos of the car’s hood, rear, sides, odometer reading, and Vehicle Identification Number (VIN). You can easily send the images from your smartphone as soon as you have them ready.
• Proof of Income: You must provide proof of income to show that you have the ability to repay the loan. One of the many benefits of a ChoiceCash title loan serviced by LoanMart is that you don’t need to work a 9-5 job to be eligible for funding.¹ You could simply present proof of alternative sources of income, such as:
  • Bank Statements
  • Pay Stubs
  • Retirement Income
  • Workers’ Compensation
  • Social Security / Supplemental Security Income

One of the benefits of applying for a ChoiceCash title loan in Miami is that you have the ability to submit these documents online! Or, just text them to your title loan agent once you have them ready. If you meet the loan criteria, submit the proper documentation, and qualify for a title loan, you can obtain quick funding in as little as one business day!¹

Do you have any questions about applying for car title loans in Miami? Call 855-422-7402 to learn more today!

CAN I GET A TITLE LOAN WITH BAD CREDIT IN MIAMI?

Yes, you can still get an auto title loan with bad credit in Miami. Let’s say you are a Miami resident with a credit score below the national average. If your credit score is below average, you may have issues qualifying for some traditional loans, such as loans from your bank or credit union. And even if you qualify, you may not receive the amount of money you need to help your current financial situation.

More than 15% of the population in Miami is in poverty, which is higher than the national average. If you don’t have enough money to cover your expenses and can’t find a lender willing to help you, that’s frustrating. Thankfully, with a ChoiceCash car title loan in Miami, you don’t need to have a perfect credit history to apply for the funds you need.¹

Your credit history will still be reviewed during the application process for a title loan. However, these two factors will matter the most during your loan inquiry:¹

• The Value of Your Collateral
• Your Income and Ability to Pay Off a Car Title Loan

Although a credit check is a part of the title loan approval process, you can still qualify for a title loan if you have bad credit.¹

Do not let your credit history hold you back! As long as you have a car title in your name and proof of income, you may still be able to qualify for a ChoiceCash title loan in Miami.¹

WHY CHOOSE SAME DAY TITLE LOANS IN MIAMI?

A title loan may be an option to consider if you need extra money this month to make ends meet. Everyone can fall on hard times now and then! With a ChoiceCash title loan, some qualified borrowers are approved the same day they apply for funding!¹ If you need emergency financial assistance, a title loan could be the solution you’ve been searching for.

Here are some perks you could take advantage of if you qualify for a ChoiceCash title loan today:¹

• Competitive Interest Rates¹
• Exceptional Customer Service
• Convenient and Flexible Online Application¹
• Incredibly Quick Funding!¹
• Monthly Payments That May Decrease!²
• An Online Portal to Keep Track of the Loan
• No Hidden Fees or Prepayment Penalties

You can apply for a ChoiceCash title loan in Miami through a tablet, smartphone, or computer that has internet access. There’s no reason to leave your house to find out if you are eligible! Don’t forget to dial 855-422-7402 if you have any title loan questions.¹

HOW DOES A CAR TITLE LOAN IN MIAMI WORK?

An applicant for a car title loan in Miami can use the title of their truck, car, RV, or other vehicle as collateral for the loan. The collateral secures the loan and allows the applicant to access a percentage of their vehicle’s value. A lien is placed on the car title once the loan is completed and removed after the loan is entirely paid off. But, with ChoiceCash title loans serviced by LoanMart, qualified borrowers can continue driving their vehicles during the repayment process as long as they pay their loan on time each month. Miami residents, like most Americans, rely on their cars for daily transportation!

Since a title loan is a type of secured loan, if you fail to make regular monthly payments on your loan, your car may be repossessed. However, most lenders would rather find an alternative solution to this scenario, so make sure to contact your lender before you default on your loan.

You can use your loan proceeds to consolidate your debt, complete household renovations, or even pay for wedding expenses! Car title loans in Florida could be a way to solve financial emergencies that pop up, but they can also be used for fun things! Suppose you qualify for a ChoiceCash title loan. In that case, you could choose between a few different ways to receive your title loan funds:¹

• Direct Deposit
• Get a Check in the Mail
• Visit a Participating Money Transfer Location in Miami
• Have the Funds Added to Your Debit Card

HOW MUCH CAN YOU GET FOR A TITLE LOAN IN MIAMI, FLORIDA?

With an online title loan, you can access up to 50% of your vehicle’s value. That means you could get anywhere from $2,000-$15,000! However, your car’s value and income contribute to the amount you can borrow through an auto title loan. The more value your vehicle has, the more you could potentially borrow through a car title loan if you can demonstrate proof of your ability to repay the loan!¹

Find out how much money you could obtain through a ChoiceCash title loan in Miami today! Fill out a short prequalification form to begin your loan request from the comfort of your home.¹

HOW FAST CAN I GET MY TITLE LOAN MONEY IN MIAMI?

If you qualify for ChoiceCash title loans in Miami, you can access the money in as little as one business day. In some cases, you could be approved the same day you apply!¹ With ChoiceCash title loans, you have the opportunity to have the funds added to a debit card as well. As soon as you open up the online pre-approval form on your computer or smartphone, you can apply for car title loans in just a few minutes. Applying for the money you need today can be simple and hassle-free with ChoiceCash title loans!¹

CAN I GET A TITLE LOAN ONLINE IN MIAMI?

Miami residents can apply for a title loan from the comfort of their homes! ChoiceCash title loans can offer Miami residents a convenient approval process. If you are facing a tough financial emergency, take advantage of this quick, three-step inquiry process:¹

1. Submit a Brief Pre-approval Form Online or Call a Title Loan Officer at 855-422-7402
2. Submit Your Required Documents
3. Collect Your Money if You Qualify!¹

Don’t hesitate to find out if you qualify for the money you need for an unexpected bill or expense. Apply for same-day ChoiceCash car title loans in Miami!¹

ONLINE TITLE LOAN STATISTICS FOR MIAMI BY CHOICECASH

Having launched in Miami in March 2019, ChoiceCash title loans has been a trusted funding source for Miami residents for a good while. As one of the premier title loan options in Florida, ChoiceCash has already provided funding for more than 437 Miami residents. You may wonder which car qualifies for a ChoiceCash title loan. While the Nissan Altima has been the most frequently used vehicle to secure a ChoiceCash loan in Miami there is no finite list of qualifying vehicles, since a ChoiceCash loan approval is based on several factors, not purely based on vehicle manufacturer and vehicle model.

HOW CAN I PAY FOR MY CAR TITLE LOAN IN PERSON?

Some loan options can have inconvenient repayment methods. With a ChoiceCash title loan in Miami, Florida, you could simply repay your loan online or on the phone!¹ You could quickly meet your monthly installments from the comfort of your home!¹

It’s okay if you prefer to make payments in person! Just visit a local MoneyGram location nearby to meet your payment obligations. If you don’t know, you could often locate MoneyGram in convenient public stores such as Wal-Mart, Kroger, or CVS. Dial 855-422-7402 to discuss your options with a ChoiceCash title loan agent, or see the map and location list below to see where your closest MoneyGram is: