? Are Title Loans Available in Auburn?
Title loans in Auburn are available to eligible residents, and this vehicle-secured loan could be the key to alleviating some of your financial stress. When you apply for an online title loan, you can use your vehicle’s title to unlock emergency cash. Qualified ChoiceCash title loan borrowers can have their money in their bank accounts in as little as one business day.1
Car title loans can be a fast option for individuals who meet the application requirements and provide the required documentation to verify their information. If you are at least 18 years old and have a qualifying sedan, truck, or SUV, you already meet some of the criteria for an Auburn title loan! A car that qualifies as collateral for a title loan will need to have enough positive equity, which means that its market value is greater than the amount still owed on the car.
Another important requirement for car equity loans in Auburn is that you must have an Alabama-issued car title in your name and in your possession when you apply. When you take out a title loan, a lien is placed on your vehicle’s title by the lender once the loan is funded. If you continue to make timely payments on your loan, you have the freedom to drive your car wherever you want to go!
To get approved for vehicle-secured loans in Auburn, AL, borrowers will need to provide several documents. If you’re ready to apply for a loan against your car, it’s a smart idea to gather the documentation now in order to expedite your application process as much as possible. In addition to having a qualifying car title, be prepared to provide the following paperwork:
- Proof of Income: In order to prove that you have the ability to make payments on the loan, you must be able to provide bank statements, pay stubs, or other recent documentation accepted by your lender to verify your income.
- Proof of Alabama Residence: Utility bills, credit card statements, or phone bills recently sent to your home are just a few examples of documents you can provide to verify your current residence in Alabama.
- Valid, Government-Issued Photo ID: Your Alabama driver’s license, STAR ID, or U.S. passport can be submitted in order to verify your age and identity when applying for a car title loan in Auburn.
- Vehicle Photos: In addition to the paperwork mentioned above, you will be asked about your vehicle, so make sure that you know your car’s year, make, model, current mileage, and VIN. To complete a vehicle inspection, you will need to submit several clear photos of your vehicle’s interior and exterior.
After collecting your documents and photos, you can submit everything to ChoiceCash’s document portal during your application. You also have the option to send your paperwork to a loan officer through email or text message! Title loans in Auburn can be a convenient way to access emergency cash and get back on your feet financially. Why wait to see if you qualify? Complete a short questionnaire online to see if you are eligible for instant pre-approval or call 855-422-7402 to get started today!1
What’s the Most I Can Get for an Auto Title Loan in Auburn, AL?
If you qualify for a ChoiceCash title loan in Auburn, Alabama, you can get up to $15,000!1 While different factors are considered during your application, your eligibility for fast cash mainly depends on your income and your vehicle’s value. Used car values can fluctuate, so if you aren’t sure how much your vehicle is worth right now, don’t sweat it!
Use the ChoiceCash title loan calculator to get a vehicle value estimate and an instant loan quote today. If your vehicle has a high value, you can typically expect a high car title loan amount as a resident of Auburn if you can provide sufficient proof of your ability to make payments on your loan.1
What Disqualifies You From a Car Title Loan in Auburn?
If you do not meet the application requirements or if you are unable to provide the right paperwork during your loan request, you will not be eligible for a car title loan in Alabama. Additionally, as previously mentioned, your car must have enough positive equity to qualify as collateral for the loan. If you owe more on your car loan than your vehicle is currently worth, then your vehicle has negative equity, which is also sometimes referred to as being “under water”. You will not be able to borrow against the value of a vehicle with an underwater car loan.
One of the biggest advantages of ChoiceCash title loans in Auburn is that a bad credit score does not necessarily disqualify you from receiving the funds you need. You can apply for a title loan even if you have a poor credit score! If you need to finance an expensive home repair or pay for a medical or veterinarian bill, don’t wait to see if a title loan in Auburn, AL, can help! Fill out a quick questionnaire online or call 855-422-7402 to speak with a friendly ChoiceCash title loan agent.
How to Apply for Car Title Loans Near me in Auburn, Alabama
If you are submitting your application from Auburn, Birmingham, Montgomery, Tuscaloosa, or any other city in Alabama, the process can be quick and efficient. Take a closer look at the three simple steps to apply for the emergency cash you need:1
- Call or Click: You can begin your application over the phone with a loan officer or simply fill out a short questionnaire online to get started. You can instantly find out if you are pre-approved for a ChoiceCash title loan in Auburn if you start your application online!1
- Submit Your Paperwork: Gather the paperwork mentioned above and upload everything online or send your documents to a title loan agent via email or text message.
- Get Your Funding: If you are fully approved for a car title loan, the last step of this convenient process is to choose how to get your funding and sign your loan agreement! Qualified Auburn residents can receive their money via direct deposit, get a check in the mail, have their funds added to a debit card, or pick up their cash at any participating money transfer location nearby. Getting your money in as little as 24 hours is possible if you are eligible for a ChoiceCash title loan serviced by LoanMart!1
Benefits of Vehicle-secured Loans for Car Titles Near Me
A variety of benefits come with qualifying for ChoiceCash title loans in Auburn, Alabama. Eligible residents can take advantage of the following perks:1
- Competitive Interest Rates
- Flexible Loan Terms and No Hidden Fees
- Helpful Customer Service Agents
- Flexible Repayment Options
- Keep Driving Your Car During the Repayment Process
Don’t wait to get started! Take the first step today and fill out a short pre-approval form online, or pick up the phone and dial 855-422-7402 to see if a ChoiceCash car title loan in Auburn, Alabama, is the right fit for you!
The addresses shown below display the nearest participating MoneyGram locations in the general vicinity:
Locations serviced near Auburn, Alabama
ChoiceCash is proud to service residents all over Alabama including metro areas . Call 855-422-7402 to discuss your options with a loan expert, or see the city list below to see where your MoneyGram locations near Auburn:
